Capacity Coverage Company of NJ
One International Boulevard Suite 300
Mahwah, New Jersey 07495
201-661-2000 ext. 364 Fax: 201-661-7304
When the unexpected happens and you have to cancel your elective surgery......there's ESRI.....
All types of surgery hold some type of risk. Now that you've made the decision to have the
procedure, it's time to find the right surgeon.
After selecting your surgeon, you must decide how to finance your elective procedure. Most
health insurance policies will not provide coverage for elective surgery. Cosmetic surgeons
will require advance payment including a portion which is non-refundable. In some cases,
within a few days prior to your surgery, the entire cost of your surgery may be at risk!
While each surgeon's terms of cancellation may vary, mostly all cancellations of a scheduled
procedure will result in a loss of money - even if you have a valid reason. Don't put your money
at risk if you have to cancel your procedure due to circumstances beyond your control. Now
your payment can be protected with ESRI - the Elective Surgery Refund Insurance policy. ESRI
protects you when the unexpected happens and you are not able to go through with your
ESRI is available to all patients of plastic surgeons who have a cancellation clause in
their contract, where you have obligated yourself to a non-refundable payment. ESRI
can be purchased for any elective surgery.